Jeevan Anand LIC Policy Plan |Complete information |Table 915 |
No. 1 Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 100000
Term Rider S.A.:100000
Death Sum Assured :125000
Basic Sum Assured :100000
1st year Premium With TAX 4.5% :
Yearly : 6079 (5817 + 262)
Halfly : 3070 (2938 + 132)
Quarterly : 1551 (1484 + 67)
Monthly(ECS) : 517 (495 + 22)
YLY Mode Average Prem/Day : 16
After 1st year Premium With TAX 2.25% :
Yearly : 5948 (5817 + 131)
Halfly : 3004 (2938 + 66)
Quarterly : 1517 (1484 + 33)
Monthly(ECS) : 506 (495 + 11)
YLY Mode Average Prem/Day : 16
Approximate Tax Saved Every Year : 1823
Total Approximate Paid Premium : 119091
No. 2. Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 200000
Term Rider S.A.:100000
Death Sum Assured :250000
Basic Sum Assured :200000
1st year Premium With TAX 4.5% :
Yearly : 11687 (11184 + 503)
Halfly : 5904 (5650 + 254)
Quarterly : 2982 (2854 + 128)
Monthly(ECS) : 994 (951 + 43)
YLY Mode Average Prem/Day : 32
After 1st year Premium With TAX 2.25% :
Yearly : 11436 (11184 + 252)
Halfly : 5777 (5650 + 127)
Quarterly : 2918 (2854 + 64)
Monthly(ECS) : 972 (951 + 21)
YLY Mode Average Prem/Day : 31
Approximate Tax Saved Every Year : 3506
Total Approximate Paid Premium : 228971
Approximate Return at Maturity Time :
S.A. : 200000
Bonus : 168000
F.A.B. : 14000
Total Approximate Return at Maturity Time : 382000
+
Life time Rs.200000 risk cover.
No. 3. Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 300000
Term Rider S.A.:100000
Death Sum Assured :375000
Basic Sum Assured :300000
1st year Premium With TAX 4.5% :
Yearly : 17452 (16700 + 752)
Halfly : 8816 (8436 + 380)
Quarterly : 4453 (4261 + 192)
Monthly(ECS) : 1484 (1420 + 64)
YLY Mode Average Prem/Day : 47
After 1st year Premium With TAX 2.25% :
Yearly : 17076 (16700 + 376)
Halfly : 8626 (8436 + 190)
Quarterly : 4357 (4261 + 96)
Monthly(ECS) : 1452 (1420 + 32)
YLY Mode Average Prem/Day : 46
Approximate Tax Saved Every Year : 5235
Total Approximate Paid Premium : 341896
Approximate Return at Maturity Time :
S.A. : 300000
Bonus : 252000
F.A.B. : 21000
Total Approximate Return at Maturity Time : 573000
+
Life time Rs.300000 risk cover.
No. 4 Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 400000
Term Rider S.A.:100000
Death Sum Assured :500000
Basic Sum Assured :400000
1st year Premium With TAX 4.5% :
Yearly : 23217 (22217 + 1000)
Halfly : 11728 (11223 + 505)
Quarterly : 5924 (5669 + 255)
Monthly(ECS) : 1975 (1890 + 85)
YLY Mode Average Prem/Day : 63
After 1st year Premium With TAX 2.25% :
Yearly : 22717 (22217 + 500)
Halfly : 11476 (11223 + 253)
Quarterly : 5797 (5669 + 128)
Monthly(ECS) : 1933 (1890 + 43)
YLY Mode Average Prem/Day : 62
Approximate Tax Saved Every Year : 6965
Total Approximate Paid Premium : 454840
Approximate Return at Maturity Time :
S.A. : 400000
Bonus : 336000
F.A.B. : 28000
Total Approximate Return at Maturity Time : 764000
+
Life time Rs.400000 risk cover.
No. 5 Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 500000
Term Rider S.A.:100000
Death Sum Assured :625000
Basic Sum Assured :500000
1st year Premium With TAX 4.5% :
Yearly : 28458 (27233 + 1225)
Halfly : 14378 (13759 + 619)
Quarterly : 7264 (6951 + 313)
Monthly(ECS) : 2421 (2317 + 104)
YLY Mode Average Prem/Day : 77
After 1st year Premium With TAX 2.25% :
Yearly : 27846 (27233 + 613)
Halfly : 14069 (13759 + 310)
Quarterly : 7107 (6951 + 156)
Monthly(ECS) : 2369 (2317 + 52)
YLY Mode Average Prem/Day : 76
Approximate Tax Saved Every Year : 8537
Total Approximate Paid Premium : 557532
Approximate Return at Maturity Time :
S.A. : 500000
Bonus : 420000
F.A.B. : 35000
Total Approximate Return at Maturity Time : 955000
+
Life time Rs.500000 risk cover.
No 6. Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 1000000
Term Rider S.A.:100000
Death Sum Assured :1250000
Basic Sum Assured :1000000
1st year Premium With TAX 4.5% :
Yearly : 56237 (53815 + 2422)
Halfly : 28416 (27192 + 1224)
Quarterly : 14357 (13739 + 618)
Monthly(ECS) : 4786 (4580 + 206)
YLY Mode Average Prem/Day : 154
After 1st year Premium With TAX 2.25% :
Yearly : 55026 (53815 + 1211)
Halfly : 27804 (27192 + 612)
Quarterly : 14048 (13739 + 309)
Monthly(ECS) : 4683 (4580 + 103)
YLY Mode Average Prem/Day : 150
Approximate Tax Saved Every Year : 16871
Total Approximate Paid Premium : 1101731
Approximate Return at Maturity Time :
S.A. : 1000000
Bonus : 840000
F.A.B. : 70000
Total Approximate Return at Maturity Time : 1910000
+
Life time Rs.1000000 risk cover.
No 6. Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 1000000
Term Rider S.A.:100000
Death Sum Assured :1250000
Basic Sum Assured :1000000
1st year Premium With TAX 4.5% :
Yearly : 56237 (53815 + 2422)
Halfly : 28416 (27192 + 1224)
Quarterly : 14357 (13739 + 618)
Monthly(ECS) : 4786 (4580 + 206)
YLY Mode Average Prem/Day : 154
After 1st year Premium With TAX 2.25% :
Yearly : 55026 (53815 + 1211)
Halfly : 27804 (27192 + 612)
Quarterly : 14048 (13739 + 309)
Monthly(ECS) : 4683 (4580 + 103)
YLY Mode Average Prem/Day : 150
Approximate Tax Saved Every Year : 16871
Total Approximate Paid Premium : 1101731
Approximate Return at Maturity Time :
S.A. : 1000000
Bonus : 840000
F.A.B. : 70000
Total Approximate Return at Maturity Time : 1910000
+
Life time Rs.1000000 risk cover.
