Jeevan Anand LIC Policy Plan |Complete information |Table 915 |

No. 1     Plan : Jeevan Anand – 915
Age :18
Term :20
D.A.B. : 100000
Term Rider S.A.:100000
Death Sum Assured :125000
Basic Sum Assured :100000
1st year Premium With TAX 4.5% :
Yearly : 6079 (5817 + 262)
Halfly : 3070 (2938 + 132)
Quarterly : 1551 (1484 + 67)
Monthly(ECS) : 517 (495 + 22)
YLY Mode Average Prem/Day : 16
After 1st year Premium With TAX 2.25% :
Yearly : 5948 (5817 + 131)
Halfly : 3004 (2938 + 66)
Quarterly : 1517 (1484 + 33)
Monthly(ECS) : 506 (495 + 11)
YLY Mode Average Prem/Day : 16
Approximate Tax Saved Every Year : 1823

Total Approximate Paid Premium : 119091

No. 2.  Plan : Jeevan Anand – 915

Age :18

Term :20

D.A.B. : 200000

Term Rider S.A.:100000

Death Sum Assured :250000

Basic Sum Assured :200000

1st year Premium With TAX 4.5% :

Yearly : 11687 (11184 + 503)

Halfly : 5904 (5650 + 254)

Quarterly : 2982 (2854 + 128)

Monthly(ECS) : 994 (951 + 43)

YLY Mode Average Prem/Day : 32

After 1st year Premium With TAX 2.25% :

Yearly : 11436 (11184 + 252)

Halfly : 5777 (5650 + 127)

Quarterly : 2918 (2854 + 64)

Monthly(ECS) : 972 (951 + 21)

YLY Mode Average Prem/Day : 31

Approximate Tax Saved Every Year : 3506

Total Approximate Paid Premium : 228971

Approximate Return at Maturity Time : 

S.A. : 200000

Bonus : 168000

F.A.B. : 14000

Total Approximate Return at Maturity Time : 382000

 + 

Life time Rs.200000 risk cover. 

No. 3.     Plan : Jeevan Anand – 915

Age :18

Term :20

D.A.B. : 300000

Term Rider S.A.:100000

Death Sum Assured :375000

Basic Sum Assured :300000

1st year Premium With TAX 4.5% :

Yearly : 17452 (16700 + 752)

Halfly : 8816 (8436 + 380)

Quarterly : 4453 (4261 + 192)

Monthly(ECS) : 1484 (1420 + 64)

YLY Mode Average Prem/Day : 47

After 1st year Premium With TAX 2.25% :

Yearly : 17076 (16700 + 376)

Halfly : 8626 (8436 + 190)

Quarterly : 4357 (4261 + 96)

Monthly(ECS) : 1452 (1420 + 32)

YLY Mode Average Prem/Day : 46

Approximate Tax Saved Every Year : 5235

Total Approximate Paid Premium : 341896

Approximate Return at Maturity Time : 

S.A. : 300000

Bonus : 252000

F.A.B. : 21000

Total Approximate Return at Maturity Time : 573000

 + 

Life time Rs.300000 risk cover. 

No. 4   Plan : Jeevan Anand – 915

Age :18

Term :20

D.A.B. : 400000

Term Rider S.A.:100000

Death Sum Assured :500000

Basic Sum Assured :400000

1st year Premium With TAX 4.5% :

Yearly : 23217 (22217 + 1000)

Halfly : 11728 (11223 + 505)

Quarterly : 5924 (5669 + 255)

Monthly(ECS) : 1975 (1890 + 85)

YLY Mode Average Prem/Day : 63

After 1st year Premium With TAX 2.25% :

Yearly : 22717 (22217 + 500)

Halfly : 11476 (11223 + 253)

Quarterly : 5797 (5669 + 128)

Monthly(ECS) : 1933 (1890 + 43)

YLY Mode Average Prem/Day : 62

Approximate Tax Saved Every Year : 6965

Total Approximate Paid Premium : 454840

Approximate Return at Maturity Time : 

S.A. : 400000

Bonus : 336000

F.A.B. : 28000

Total Approximate Return at Maturity Time : 764000

 + 

Life time Rs.400000 risk cover. 

No. 5  Plan : Jeevan Anand – 915

Age :18

Term :20

D.A.B. : 500000

Term Rider S.A.:100000

Death Sum Assured :625000

Basic Sum Assured :500000

1st year Premium With TAX 4.5% :

Yearly : 28458 (27233 + 1225)

Halfly : 14378 (13759 + 619)

Quarterly : 7264 (6951 + 313)

Monthly(ECS) : 2421 (2317 + 104)

YLY Mode Average Prem/Day : 77

After 1st year Premium With TAX 2.25% :

Yearly : 27846 (27233 + 613)

Halfly : 14069 (13759 + 310)

Quarterly : 7107 (6951 + 156)

Monthly(ECS) : 2369 (2317 + 52)

YLY Mode Average Prem/Day : 76

Approximate Tax Saved Every Year : 8537

Total Approximate Paid Premium : 557532

Approximate Return at Maturity Time : 

S.A. : 500000

Bonus : 420000

F.A.B. : 35000

Total Approximate Return at Maturity Time : 955000

 + 

Life time Rs.500000 risk cover. 

No 6.     Plan : Jeevan Anand – 915

Age :18

Term :20

D.A.B. : 1000000

Term Rider S.A.:100000

Death Sum Assured :1250000

Basic Sum Assured :1000000

1st year Premium With TAX 4.5% :

Yearly : 56237 (53815 + 2422)

Halfly : 28416 (27192 + 1224)

Quarterly : 14357 (13739 + 618)

Monthly(ECS) : 4786 (4580 + 206)

YLY Mode Average Prem/Day : 154

After 1st year Premium With TAX 2.25% :

Yearly : 55026 (53815 + 1211)

Halfly : 27804 (27192 + 612)

Quarterly : 14048 (13739 + 309)

Monthly(ECS) : 4683 (4580 + 103)

YLY Mode Average Prem/Day : 150

Approximate Tax Saved Every Year : 16871

Total Approximate Paid Premium : 1101731

Approximate Return at Maturity Time : 

S.A. : 1000000

Bonus : 840000

F.A.B. : 70000

Total Approximate Return at Maturity Time : 1910000

 + 

Life time Rs.1000000 risk cover.