National Pension Scheme for Traders and The Self-employed Persons (NPS) -JK UPDATE NEWS
Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PM-SYM) (Old Age Protection)
Voluntary and contributory pension schemes
Monthly contribution ranges from Rs.55 to Rs.200 depending upon the entry age of the beneficiary.
Under this schemes, 50% monthly contribution is payable by the beneficiary and equal matching contribution is paid by the Central Government.
Eligibility
Should be an Indian Citizen
Unorganized Workers (working as street vendors, agriculture related work, construction site workers, workers in industries of leather, handloom, mid-day meal, rickshaw or auto wheelers, rag picking, carpenters, fisherman’s etc.
Age group of 18-40 years
Monthly income is below Rs.15000 and not a member of EPFO/ESIC/NPS (Govt. funded).
Benefits
After attaining the age of 60 yrs, beneficiaries are entitled to receive minimum monthly assured pension of Rs.3000/-.
On death of the beneficiary, spouse is eligible for 50% monthly pension.
If husband and wife, both joins the scheme, they are eligible for Rs. 6000/- monthly pension jointly.
National Pension Scheme for Traders and The Self-employed Persons (NPS)
Voluntary and contributory pension schemes
Monthly contribution ranges from Rs.55 to Rs.200 depending upon the entry age of the beneficiary.
Under this schemes, 50% monthly contribution is payable by the beneficiary and equal matching contribution is paid by the Central Government.
Eligibility
Should be an Indian Citizen
Shopkeepers or owners who have petty or small shops, restaurants, hotels, real estate brokers etc.
Age of 18-40 years
Not covered in EPFO/ESIC/PM-SYM
Annual turnover not more then 1.5 Crore in rupees
Benefits
Under the schemes, beneficiaries are entitled to receive minimum monthly assured pension of Rs.3000/- after attaining the age of 60 years.
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